thanks to FB Ecuador Expats & David Sasaki Great CD rates in Ecuador – but are they insured? Banks with deposit insurance through the government agency COSEDE (Corporación de Seguros de Depósitos). http://www.cosede.gob.ec/index.php/programas-servicios/seguro-de-depositos/index.php?option=com_content&view=article&id=288:bancos&catid=81:uncategorised Cooperativas with deposit insurance http://www.cosede.gob.ec/index.php/programas-servicios/seguro-de-depositos/index.php?option=com_content&view=article&id=289:cooperativas&catid=81:uncategorised